The coronavirus (COVID-19) is disrupting much of our daily lives, but we want to assure our customers and borrowers that First Community Mortgage has ample resources in order to continue serving you through this pandemic. To read about branch updates and resources available, please click here. COVID-19 Response

Securing a mortgage pre-approval is an important first step in the home buying process. Whether you’re buying your first home or your fifth, this is an important step for success. Some of the benefits include:

  • Determine Your Price Range – Knowing how much home you can afford helps you focus on the houses that fit in your budget.
  • Greater Negotiation – Pre-approval offers you more flexibility on contract terms and negotiating the sales price, versus buyers who have not been pre-approved.
  • Be a Strong Buyer – Sellers know your offer is reliable because your financing won’t fall through.
  • Fast Track to Closing – Since much of your financial information will already be with your mortgage provider, this typically speeds up the closing process.

First Community Mortgage is here to help with this. Give us a call or apply online today.