Looking for your first dream home?

Then look no further. We, at First Community Mortgage are here to help you. Let us determine if you qualify for a FHA Loan that could get you into your dream home for as little as zero down!

What is It?

An FHA loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by First Community Mortgage. FHA insured loans are a type of federal loan that has historically allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford.

What Else Should I Know?

To obtain mortgage insurance from the Federal Housing Administration, an upfront mortgage insurance premium (UFMIP) equal to 1.75 percent of the base loan amount at closing is required, and is normally financed into the total loan amount by the lender and paid to FHA on the borrower’s behalf. There is also a monthly mortgage insurance premium (MIP) which varies based on the amortization term and loan-to-value ratio.

Have questions? Give us a call and we will help put you in your dream home! 1-800-GO-HUMAN


Terms and conditions apply. Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and FCM underwriting criteria.

Ranked #6 mortgage lender in Nashville MSA

Nashville Business Journal Book of Lists, 2014